--- title: "10 independent apps for finance, checked" canonical_url: https://cookiesforai.app/products/category/finance markdown: https://cookiesforai.app/products/category/finance.md publisher: "CookiesForAI" last_updated: 2026-10-14T01:34:56+02:00 facts_checked: 2026-10-14 type: product-category summary: "10 products for finance by independent makers, compared: where each runs, free tier, whether you need an account, last update and the date we checked." --- > Full index of this site: https://cookiesforai.app/llms.txt > Checked by CookiesForAI on 14 OCT 2026: the 10 listed items were checked on that day. # Finance apps by independent makers 10 products for finance by independent makers. Each was checked at its store page or website; open one for what it does, where it runs, whether it has a free tier and the date we checked. Budgets, expenses and subscriptions. Tracking only: no banking, payments or investment advice. | Product | Runs on | Free tier | Account needed | Last update | |---|---|---|---|---| | [BillOut](https://cookiesforai.app/products/billout) | iPhone, iPad, Android | Free plan | Not stated | 22 JUN 2026 | | [Buckets](https://cookiesforai.app/products/buckets) | Mac, Windows, Linux | Free trial | Not stated | Not stated | | [Chronicle](https://cookiesforai.app/products/chronicle) | iPhone, iPad, Mac | Free plan | Not stated | 10 OCT 2026 | | [Flow](https://cookiesforai.app/products/flow-expense-tracker) | iPhone, iPad, Android | Free | Not stated | 06 OCT 2026 | | [Monetal](https://cookiesforai.app/products/monetal) | iPhone | Free plan | No | 30 JUN 2026 | | [Pennyworth](https://cookiesforai.app/products/pennyworth) | iPhone, Apple Watch, Android | Free plan | Not stated | 09 OCT 2026 | | [Pocket Clear](https://cookiesforai.app/products/pocket-clear) | iPhone, iPad, Mac, Android | Free plan | No | 07 OCT 2026 | | [RemindPay](https://cookiesforai.app/products/remindpay) | iPhone, Mac, Apple Watch | Free trial | Not stated | 03 OCT 2026 | | [Subtrack](https://cookiesforai.app/products/subtrack) | iPhone, iPad, Mac | Free plan | No | 26 SEP 2026 | | [Worth it](https://cookiesforai.app/products/worth-it) | iPhone, iPad, Mac, Android | Free plan | Not stated | 12 OCT 2026 | - [BillOut](https://cookiesforai.app/products/billout): BillOut is a bill reminder app for iPhone, iPad and Android by Pierre Valere, for listing bills and getting a notification before each due date, with bills you can share with flatmates. (iOS and Android app by Pierre Valere, Free plan, checked 14 OCT 2026) - [Buckets](https://cookiesforai.app/products/buckets): Buckets is a budgeting app for Mac, Windows and Linux by Matt and Christy, for envelope-style family budgeting, that keeps your financial data on your own computer and is paid for once. (Desktop app by Matt and Christy (One Part Rain), Free trial, checked 14 OCT 2026) - [Chronicle](https://cookiesforai.app/products/chronicle): Chronicle is a bill organizer for iPhone, iPad and Mac by LittleFin, a family-run studio, for entering bills and subscriptions, getting reminders before they are due and keeping a payment history. (iOS app by LittleFin (Mike Dattolo), Free plan, checked 14 OCT 2026) - [Flow](https://cookiesforai.app/products/flow-expense-tracker): Flow is a free, open-source expense tracker for iPhone, iPad and Android by Batmend Ganbaatar, for logging spending across accounts and currencies, that works offline and keeps data on your device. (iOS and Android app by Batmend Ganbaatar, Free, checked 14 OCT 2026) - [Monetal](https://cookiesforai.app/products/monetal): Monetal is an expense tracker for iPhone by Ilya Krupko, for logging income, expenses and debts across several accounts, that can create entries from bank text messages and emails. (iOS app by Ilya Krupko, Free plan, checked 14 OCT 2026) - [Pennyworth](https://cookiesforai.app/products/pennyworth): Pennyworth is an expense tracker for iPhone and Android by Jack Xuan, for recording income, spending and budgets by hand in separate books, without connecting a bank account. (iOS and Android app by Jack Xuan, Free plan, checked 14 OCT 2026) - [Pocket Clear](https://cookiesforai.app/products/pocket-clear): Pocket Clear is an expense tracker for iPhone, iPad and Android by Aravind Srinivas, for logging money in and money out in two taps, without linking a bank account. (iOS and Android app by Aravind Srinivas, Free plan, AI inside, checked 14 OCT 2026) - [RemindPay](https://cookiesforai.app/products/remindpay): RemindPay is a bill reminder app for iPhone, Mac and Apple Watch by Rinto Andrews, for keeping bills and due dates in one list, that also tracks warranty expiry dates. (iOS app by Rinto Andrews, Free trial, checked 14 OCT 2026) - [Subtrack](https://cookiesforai.app/products/subtrack): Subtrack is a subscription tracker for iPhone, iPad and Mac by Mohit Nandwani, for listing recurring subscriptions and bills with due date reminders, with iCloud sync and no sign-up. (iOS app by Mohit Nandwani, Free plan, checked 14 OCT 2026) - [Worth it](https://cookiesforai.app/products/worth-it): Worth it is a net worth tracker for iPhone, iPad, Mac and Android by Maxime Mazzone, for entering assets and debts by hand and seeing the monthly change, without budgeting or bank linking. (iOS and Android app by Maxime Mazzone, Free plan, checked 14 OCT 2026) Lists are in alphabetical order. Paying never changes the order or what we write. [How we choose and check products](https://cookiesforai.app/method).