---
title: "Monetal: expense tracker with bank SMS parsing for iPhone by Ilya Krupko"
canonical_url: https://cookiesforai.app/products/monetal
markdown: https://cookiesforai.app/products/monetal.md
publisher: "CookiesForAI"
last_updated: 2026-10-14T01:33:21+02:00
facts_checked: 2026-10-14
type: product
summary: "Monetal is an expense tracker for iPhone by Ilya Krupko, for logging income, expenses and debts across several accounts, that can create entries from bank text messages and emails."
related:
  - "https://cookiesforai.app/products/pennyworth"
  - "https://cookiesforai.app/products/pocket-clear"
  - "https://cookiesforai.app/products/remindpay"
---

> Full index of this site: https://cookiesforai.app/llms.txt  
> Checked by CookiesForAI on 14 OCT 2026: store page or website saved and every fact on this page checked against the saved copy.

# Monetal

Monetal is an expense tracker for iPhone by Ilya Krupko, for logging income, expenses and debts across several accounts, that can create entries from bank text messages and emails.

iOS app by [Ilya Krupko](https://monetal.app/index_en.php).

## Facts

| Fact | Value |
|---|---|
| Made by | [Ilya Krupko](https://monetal.app/index_en.php) |
| Type | iOS app |
| Category | [Finance](https://cookiesforai.app/products/category/finance) |
| Runs on | iPhone |
| Free tier | Free plan |
| In-app purchases | Yes |
| Ads | No |
| Account needed | No |
| Languages | English, French, German, Hindi, Italian, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Tamil, Traditional Chinese, Turkish, Ukrainian |
| Store privacy label | Data Used to Track You: identifiers. Data Not Linked to You: identifiers, coarse location, usage data and diagnostics may be collected |
| First released | 06 JAN 2018 |
| Last update | 30 JUN 2026 |
| Website | https://monetal.app/index_en.php |
| App Store | https://apps.apple.com/us/app/monetal-sms-expense-tracker/id1302304930 |
| Page updated | 14 OCT 2026 |
| Facts checked | 14 OCT 2026 ([how](https://cookiesforai.app/method)) |

## What Monetal does

Monetal tracks income, expenses, debts and transfers across any number of accounts for cash, cards or electronic money, with categories, sub-categories, budgets and a travel mode.

On iPhone it can create transactions from the SMS and emails your bank sends, once you set up message import in the settings.

It works offline without registration, syncs between devices and can back up to the cloud automatically.

## Who Monetal suits

- People who get a text from their bank for each card payment and want it logged
- People who keep several accounts in different currencies

One limit: Monetal needs iOS 16.0 or later on iPhone.

## What Monetal costs

Free tier: Free plan. Monetal is free to download; a Premium upgrade is sold in the app as a monthly, yearly or one-time purchase.

Current prices: https://apps.apple.com/us/app/monetal-sms-expense-tracker/id1302304930 (we do not list prices: makers change them, so check the maker's own page before you buy).

## How Monetal got on this page

Listed by CookiesForAI from public pages: we saved Monetal's store page or website and checked the facts on this page against the saved copies on 14 OCT 2026. The maker did not pay and was not asked.

Pages we saved: [apps.apple.com](https://apps.apple.com/us/app/monetal-sms-expense-tracker/id1302304930), [monetal.app](https://monetal.app/index_en.php). Independent by our checks on 14 OCT 2026 ([how we decide](https://cookiesforai.app/method)).

Are you the maker? Write to cookiesforai@gmail.com to correct or remove this page. We read every request.

## More in Finance

- [Pennyworth](https://cookiesforai.app/products/pennyworth): Pennyworth is an expense tracker for iPhone and Android by Jack Xuan, for recording income, spending and budgets by hand in separate books, without connecting a bank account.
- [Pocket Clear](https://cookiesforai.app/products/pocket-clear): Pocket Clear is an expense tracker for iPhone, iPad and Android by Aravind Srinivas, for logging money in and money out in two taps, without linking a bank account.
- [RemindPay](https://cookiesforai.app/products/remindpay): RemindPay is a bill reminder app for iPhone, Mac and Apple Watch by Rinto Andrews, for keeping bills and due dates in one list, that also tracks warranty expiry dates.